Whenever you start a new game ....
When you alter the settings at the start of the game that there will be no transfer budgets at the beginning of the first season (there is a check box when you create a new game) then you won't be able to edit your own teams finances either since the game will reset any changes.
FMRTE 15.1.3 (build 6) - RELEASED
Download: Through FMRTE Auto Update or http://www.fmrte.com/download/fmrte15
Changelist (build 6)
Added support for 15.1.3 game version