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probably because the club was set up as a sugar daddy front end prior to you swapping chairman? if you want a tycoon takeover you have to set things up prior as linked in my earlier reply and do a forced change of chairman... NB IMO the level of the sugar daddy will still be based on the rep of the club+league it is in A club playing in a lower league wont get billions added by the 'tycoon' a club in a top league probably well there must be a criteria[or it is random] only SI can confirm this

IMO the finances wont get fixed until the date new sponsorships deals[add new ones too] get generated, a transfer window happens and/or at the start of a new season when budgets get adjusted just change the finances to what you want using FMRTE to generate a forced takeover is random,you may/may not get a tycoon unless you have set up takeovers pre game this way you will see finances change as soon as the takeover happens,try it also change the club's vision to increase revenue etc etc a search of the forums using tycoon shows results, can you encourage users to do this you answered before-